Mumayyaz Privilege Banking

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The recognition you deserve

Manage your long-term finance and investment needs as well as your everyday banking requirements, this package of privileges is designed to be all you need it to be.

The recognition you deserve

Manage your long-term finance and investment needs as well as your everyday banking requirements, this package of privileges is designed to be all you need it to be.

Card Privileges

Enjoy the Platinum card experience with your Mumayyaz Banking package and look forward to a host of benefits here and around the world with your Internationally accepted Platinum Debit Card.

Platinum Debit Card:
Your free Platinum Debit Card is packed with benefits such as a higher cash withdrawal limit of up to AED 35,000 (from DIB ATMs), a daily purchase limit of AED 75,000, acceptance at over 27 million shopping outlets worldwide and cash withdrawal facilities at more than 1 million ATMs across the world.

Platinum Credit Card:
Enjoy up to 50 days of credit with your Platinum Credit Card. Your card can be used across the UAE and at 27 million merchants worldwide and also automatically entitles you to free Purchase Protection and free Travel Insurance. Further, you are also entitled to a host of offers at restaurants and hotels - details provided on request.

Finance Privileges

Look forward to more from your finance and investments plans with the Mumayyaz advantage.

List of Privileges:

Wakala Deposits: Our range of Wakala Deposits take the uncertainty out of investment by offering upfront expected profit rates for secured returns. (Refer here).
Auto Finance: Along with attractive profit rates and finance tenures of up to 60 months, you will also enjoy priority processing of applications along with special rates on Auto Takaful and offers on auto dealerships services.
Auto Ijarah: Avail easy finance against your car for up to 80% of the car value with competitive rates and tenures of up to 60 months.
Personal Finance: Mumayyaz customers (with salary transfer) can avail personal finance of up to AED 3 million for UAE Nationals and AED 2 million for expatriates, along with Liability Settlement facilities which allow you to consolidate your dues into a single liability. Benefits of this include higher finance amounts (up to 20 times your salary) pre-approvals and attractive profit rates.
Home Finance: UAE nationals can avail finance for a residential property using any of the following - Murabaha, Standard Ijara, Buyout Ijara, Equity Release and Commercial Ijara. Expatriates can avail finance for a residential property using any of the following - Standard Ijarah, Buyout Ijara, Equity Release, Commercial Ijara and Top-up Finance.
Investments: Take advantage of our profitable investment deposits with higher returns at flexible tenures along with smarter investment portfolios, designed to be innovative and customer-centric. Features include: - Disciplined approach to portfolio construction - Asset allocation based on risk tolerance assessment - Choice of conservative, balanced and aggressive portfolios - Diversification across equity and fixed income Sharia-compliant investments - Specialised investment management services of Morningstar Investment Management Europe, facilitating fund manager selection - Detailed and transparent portfolio reports - Flexible fee structure designed to address different risk tolerance of clients

Eligibility

Customers who maintain a minimum required relationship of AED 100,000 - AED 350,000, or receive a salary credit of AED 15,000 - AED 35,000. For further information, please visit one of our DIB branches.

Account Privileges

Mumayyaz account holders enjoy a privileged banking experience, with benefits and features ranging from seamless transaction capabilities to various financing facilities and more.

Account benefits include access to a Suite Range of Wakala Deposits. You can also use our mobile app to transfer cash, Remit to ATM and more.

Any Questions?

What is the eligibility for Mumayyaz Privilege Banking?

A monthly salary transfer of AED 15,000 up to AED 35,000. Or maintaining a PFS balance of AED 100,000- 350,000.

What does PFS mean?

It means Personal Financial Standing. This includes all your current, savings, time deposit account balances, and the outstanding amount on auto finance, personal finance, home finance. Investment balances are also included.

How can I become a Mumayyaz customer if I am an existing customer meeting this eligibility but do not have a Mumayyaz status?

You need to fill the upgrade form available in our branches, sign and submit it to the branch for them to upgrade you. You may also select to change your cheque book and card which has related privileges such as retail discounts against it.

In how many branches do you have Mumayyaz dedicated desks available?

Over 40 Branches which will allow individual attention for your branch banking needs with priority queuing access.

How do I know who is my Relationship Officer?

Your branch where the account was opened will assign you a Relationship Officer whenever you visit the branch. There are over 90 Relationship officers dedicated across our branch network.

As a Mumayyaz Customer what special benefits do i get?

You have the access to our full range of Wakala deposits, you can get up to 90% of one months net salary by applying for salary in advance facility up to 30,000 immediately through DIB channels for any unforeseen needs. You can access financing for a car at one of the most competitive rates in the market, or simply take a Personal Finance against your salary at attractive profit rates. You can also buy out your home finance facility or avail of a new purchase of property. For lifestyle benefits we offer discounts against debit/credit cards across the UAE. We also offer mobile cash to pay other individuals through a coded SMS which allows non DIB customers to pick up cash at any DIB ATM.

Does the bank offer alternative channels through which I can do my transactions?

Yes we offer Mobile App, Internet Banking, ATM/CDM, SMS banking, offer seamless transaction capability 24/7. To subscribe to the Mobile app you simply need to download the app and for Internet Banking you need to log onto www.dib.ae.

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