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Merchant Finance

  • Finance Value
    Up to AED 3 million
  • Up to 48 months
    Repayment Tenor
  • Unsecured Financing
    Subject to Eligibility
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For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

Merchant Finance

Get finance for your business up to AED 3 million with Merchant Finance from DIB.

Merchant Finance

Financing designed to help eligible small businesses take their growth aspirations to the next level.

  • Finance of up to AED 3 million
  • Repayment tenure of up to 48 months
  • Sharia-Compliant business finance
  • Unsecured financing (subject to product and credit criteria)
  • Assessment based on business profile and sales performance
  • For inventory, expansion, equipment and eligible working-capital needs

Ready to move your business forward? Click below to request a call back from our Small Business Finance team.

For Warnings Click here

We'll help you do the math

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Value
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AED / month
* This is an approximate calculation
01 September 2026

DIB Successfully Closes Debut USD 750 Million Syndicated Islamic Financing Facility

20 August 2026

DIB Makes Homeownership More Accessible with Off-Plan Home Finance Solutions

12 August 2026

DIB Launches its First Youth Council to Develop the Next Generation of Talent

27 July 2026

DIB Strengthens the UAE’s National Payments Ecosystem with the Launch of its Jaywan Debit Card

14 July 2026

DIB Posts Strong H1 2026 Results with Gross Revenue up 10% YoY to AED 12.4 Billion and Asset Quality Continuing to Advance

25 June 2026

DIB Launches ‘Unlocking Sustainable Finance’ Series to Accelerate Climate Transition Across Priority Sectors

23 June 2026

DIB Empowers Customers to Build a Stronger Financial Future Through New Savings Campaign

DIB Successfully Prices USD 1 billion Additional Tier 1 Perpetual Non-Call 6-Year Sukuk

06 May 2026

DIB champions UAE industrial growth as exclusive Banking Partner at Make it in the Emirates 2026

28 April 2026

DIB Begins 2026 With Solid Momentum, Posting 13% YoY Revenue Growth, AED 3.5 Billion in Q1 Revenue, and Total Assets of AED 420 Billion

16 April 2026

DIB Introduces “Standing Together with Our Heroes, as ONE” reaffirming its commitment to the Nation

02 April 2026

DIB Shareholders Approve AED 2.53 billion Cash Dividend at Annual General Assembly

10 February 2026

DIB delivers Strong Revenue of AED 13.3 Billion and Pre-Tax Profit of AED 9.0 Billion as Total Assets Grow 21% to AED 416 Billion

21 January 2026

DIB Launches New Campaign Offering Customers the Opportunity to Win up to 10Kg Gold

07 December 2025

Mohammed Bin Rashid Housing Establishment and DIB Sign Strategic Partnership Agreement to Support Housing Finance Services

09 December 2025

DIB Launches a Golden Social Media Contest to Celebrate 50 Years of Shared Progress

14 November 2025

DIB Successfully Issues Debut Sustainability-Linked Financing Sukuk

28 October 2025

DIB Posts Record Revenues of AED 9.7 Billion as Total Assets Approach AED 400 Billion

21 October 2025

DIB and HCLTech Forge Strategic AI Innovation Partnership

05 August 2025

DIB Reports Robust H1’25 Financial Results, with Operating Revenue of AED 6.4 Billion Driving a 16% Increase in Pre-Tax Profit to AED 4.3 Billion

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