Personal Finance

• Up to AED 5 million for UAE Nationals and up to AED 3 million for Expatriates
• Profit rate from 5.99% per annum to 21.99% per annum reducing
• First instalment in up to 240 days* for UAE Nationals
• First instalment in up to 180 days** for Expats
• National Financing Scheme for eligible UAE Nationals

* For UAE Nationals with long term Personal Finance: depending upon your Salary, Eligibility and Employer Classification.
**For Expats depending upon the salary and eligibility.

Apply for instalment postponement via DIB alt phone banking, applicable for customers who transfer their salary to DIB. Click here for FAQs.

• Minimum salary starting from only AED 3,000
• Tenure up to maximum of 48 months
• Quick processing

1. Copy of Passport (with residence visa for expatriates)
2. Copy of Emirates ID
3. Salary and End of Service Benefit Transfer Letter/Certificate from the employer
4. Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self-employed professionals/ businessmen)
5. Copy of valid trade license (for self-employed professionals/businessmen)