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Personal Finance

  • Up to AED 4 million
    Financing
  • Up to 120 Days
    First Instalment Payment
  • Low
    Salary Requirement
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For T&Cs, click here

For Key Fact Statement, click here

For Warnings, click here

For Shariah Certificate, click here

Ready for a new life

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Live your dreams with DIB Personal Finance. Enjoy up to 120 days on your first instalment* (Only for UAE Nationals).

Existing Customer

Live your dreams with DIB

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Enjoy quick and easy access to funds with high approval amounts & simple documentation. First instalment in up to 120 days*.

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Financing Convenience

  • Up to AED 4 million for UAE Nationals and up to AED 2 million for Expatriates
  • Profit rate from 5.99% per annum to 21.99% per annum reducing
  • First instalment in up to 120 days* for UAE Nationals
  • First instalment in up to 90 days* for Expats
  • National Financing Scheme for eligible UAE Nationals

* For UAE Nationals with long term Personal Finance: depending upon your Salary, Eligibility and Employer Classification.

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Features

  • Minimum salary starting from only AED 3,000
  • Tenure up to maximum of 48 months
  • Quick processing

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Documentation

  1. Copy of Passport (with residence visa for expatriates)
  2. Copy of Emirates ID
  3. Salary and End of Service Benefit Transfer Letter/Certificate from the employer
  4. Statement of Account for minimum 3 months in case of salary transfer to another bank (6 months for self-employed professionals/ businessmen)
  5. Copy of valid trade license (for self-employed professionals/businessmen)

*Minimum monthly salary of AED 15,000 transferred to DIB

Under a Sharia-Compliant structure and documentation. Al Etihad Credit Bureau (AECB) consent form is mandatory.

Al Islami Personal Finance is offered to salaried customers. Salary transfer to DIB is not mandatory.

We'll help you do the math

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* Please note that this is an indicative calculation only; actual value may defer based on your employer/salary/profile
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