DIB SHAMS Platinum Credit Card

Book Any Airline Anywhere Any Time

Hop on flights to your dream destinations. Redeem your Wala’a Rewards to book flight tickets with your SHAMS card.

• 20,000 Wala’a Rewards = AED 100

Book Any Hotel Anywhere Across the World

Indulge in luxurious getaways! Redeem your Wala’a Rewards to book your stay with your SHAMS Card.

• 20,000 Wala’a Rewards = AED 100

Cashback

Experience the thrill of maximizing your savings Redeem your rewards for statement credit against your monthly outstanding balance.

• Minimum 20,000 Wala’a reward required for redemption.
• 20,000 Wala’a Rewards = AED 80

Shopping

Redeem your rewards for gift cards at Amazon.ae, Yougotagift and many more

• Minimum 10,000 Wala’a rewards required for redemption

Rewards Exchange

Convert your Wala’a Rewards to memorable travel experiences and redeem your Wala’a Rewards to earn Etihad Guest Miles with your card’s miles exchange benefits.

Pay with Rewards

Redeem your Wala’a Rewards to pay for your next transaction.

• Minimum 20,000 Wala’a reward required for redemption.
• 20,000 Wala’a Rewards = AED 80

Bill Payments

Stay organized, save time, and simplify your life by settling utility bills from the ‘comfort of your own phone’, using Wala’a Rewards.

• 20,000 Wala’a reward = 1,000 Etihad Guest Miles
• Minimum 20,000 Wala’a rewards required for redemption
• 20,000 Wala’a Rewards = AED 100

Complimentary Buyers protection

Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping. For more details, please click here

• Full payment of the item should be made using your DIB SHAMS Platinum Card either in store or online.
• Applicable on new item purchases only.
• Covered for of 365 days from the date of purchase.
• Claims to be submitted within 28 days of the incident.
• In case of theft, the cardholder must report it within 24 hours of discovery of theft.
• Covers accidental damage of mobile phones.

For Balance Transfer facility Terms and Conditions, please click here.

Complimentary Supplementary Cards: Get up to 5 supplementary cards free of charge and enjoy the convenience of shared access to credit and managing expenses for family while earning additional rewards.

Cash Withdrawal: Enjoy a cash withdrawal limit of up to 90% of available credit limit allowing you easy access to cash anywhere in the world. What’s more, you can even transfer cash instantly from your card to your Dubai Islamic Bank account via alt online banking

The services that can be availed are as follows:

• Free international driving license
• Complimentary vehicle registration (once a year)
• Vehicle servicing- pick up and drop off (once a year)
• Towing
• Fuel assistance
• Battery Boost
• Flat tire fixing
• Lock-out service
• Off-road pull out
• Inter-Emirate towing

To avail these services, please contact us through any of the below channels

• Whatsapp - 04-3876666
• IMC Roadside Assistance mobile app
• To speak with an agent - 600575751
  

*** Important to note:

The offers are complimentary subject to maintaining minimum monthly spends of AED 2,000 per month. If the spend criteria is not met, an applicable fee on the service provided will be billed to the card account in the subsequent month.