The Only Card You Need
One card with the power of many! 5% back on dining, 5% back on travel, complimentary travel cover and much more.
*No annual fee for the first year and fee waived for subsequent years on a minimum annual spend of AED 15,000
Get up to 50,000 Bonus Wala’a rewards [Worth up to AED 250 ] for New to Card customers Only. Please refer the below table for the details:
| Welcome Bonus 1 | |
|---|---|
| Spend Criteria (Within 90 days from Card issuance date) | USD 5,000 |
| Bonus Wala’a Rewards | 50,000 |
Get 20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat and more.
Please refer to the below table for details
| Welcome Bonus 2 | |
|---|---|
| Cashback | 20% |
| Offer validity | First 3 months |
| Merchants | Amazon, Dubai Now, Deliveroo, Noon & Talabat |
| Maximum cashback per merchant per month | AED 15 |
| Total cashback during the offer | AED 270 |
For further details on the offer, please click here
Enjoy 5% back on dining with your SHAMS Card.
Enjoy 5% back on travel (flights/hotels) bookings with your SHAMS Card.
| Spend Category | Wala’a Rewards (Per AED 1) |
|---|---|
| Dining (Cafes, restaurants, fast food joints etc) | 10 |
| Travel (Flight/ Hotel Bookings) | 10 |
| International Spends (Non AED) | 2 |
| European Economic Area (EEA) Spend | 0.3 |
| Domestic Spends (AED) | 1.5 |
| Spends on government, supermarkets/groceries, utilities, insurance, automobiles, education, fuel, real estate, telecom, etc.. ** | 0.3 |
Wala’a Rewards will not be earned on Utility & Government bills transactions made through DIB platforms.
** This is as per the merchant categories defined by Visa and subject to additional terms and conditions by Visa
Choose your reward, live your experience with travel, cashback, Etihad Miles and more.
Redeem your Wala’a Rewards instantly through the alt Online Banking
Enjoy travel and medical coverage of up to US$ 100,000 on your trips when you book your flight tickets using your eligible DIB Card. The coverage is applicable to you, your spouse and children (up to 4, under the age of 18).
For travel coverage certificate, please contact:
For claim registration, Call:
Or simply download the ISA ASSIST app and start your claims process
| App Store | Google Play |
|---|---|
 |  |
Travel Cover is provided by third party provider, Watania. Additional terms and conditions will apply. For more details, please contact 8009282642 / info@watania.ae
Complimentary Buyers protection
Protect your purchases from theft or damage, enabling you to immerse yourself in worry free shopping. For more details, please click here
Clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required. You can apply for the facility through alt Online Banking.
Never be stranded on the road without support with our complimentary roadside assistance once per year. One additional roadside assistance will be provided on charge of Upgrade fee.
Show MoreThe Card is issued for the Cardholder’s personal use only and the Cardholder is not authorised to use the Card for business or corporate purposes and/or activities. The Bank may, in its discretion, restrict, cancel the Card and/or not award Wala’a Rewards. The Bank may debit any Wala’a Rewards, if the Bank determines in its sole discretion that the Card has been used for non-personal use, fraudulent or illegal Card Transactions.
