DIB SHAMS Infinite Credit Card

No annual fee for the first year and fee waived for subsequent years on a minimum annual spend of AED 60,000

Introductory offer:

Get 20% cashback on Amazon, Deliveroo, Dubai Now, Noon, Talabat and more.

Please refer to the below ‘Welcome Bonus’ table for details:

For further details on the offer, please click here

Enjoy 5% back on dining with your SHAMS Card.

• Earn 10 Wala’a rewards for every AED 1 spent on dining
• Maximum 20,000 Wala’a rewards per month
• Value credited as Wala’a rewards
  

Enjoy 5% back on travel (flights/hotels) bookings with your SHAMS Card.

• Earn 10 Wala’a rewards for every AED 1 spent on travel
• Maximum 20,000 Wala’a rewards per month
• Value credited as Wala’a rewards

Wala’a Rewards will not be earned on Utility & Government bills transactions made through DIB platforms.

** This is as per the merchant categories defined by Visa and subject to additional terms and conditions by Visa

Choose your reward, live your experience with travel, cashback, Etihad Miles and more.

Redeem your Wala’a Rewards instantly through the alt Online Banking

• Book Any Airline Anywhere Any Time
• Book Any Hotel Anywhere Across the World
• Cashback
• Shopping
• Rewards exchange
• Pay with Rewards
• Bill Payments

Master your game and enhance your golfing experience at 7 golf courses across the U.A.E.

Choose from our premier list of Golf courses every week, 4 times per month

• Click here to book your golfing experience.
• For further details on the offer click here

Elevate your wellness journey with complimentary access to Fitness First Platinum and Titanium Club across the U.A.E

Click here for the locations you have complimentary access

For further details on the offer click here

Take away the hassle of parking with 4 complimentary valet parking services per month at 20 key locations across the UAE.
Avail this offer by simply presenting your card at the valet parking reception. For further details on the offer click here

Enjoy ‘Buy One Get One’ on beverages at Costa Coffee outlets across UAE

For further details on the offer  click here

Enjoy stress-free travel with 4 complimentary airport transfers per annum from Abu Dhabi, Dubai and Sharjah.
Book your ride now

For further details on the offer click here

Enjoy complimentary access to over 1,000 airport lounges 12 times per year with a guest

• First visit to the airport lounge in a calendar year is complimentary.
• To utilize the subsequent complimentary visits in the same calendar year, spend criteria of foreign currency spend of USD 1 or equivalent must be met, on both primary & supplementary cards minimum 15 days prior the lounge visit. If the spend criteria is not met, a charge of US $32 per usage will be levied to the card used for the lounge visit.

For a list of accessible lounges please click www.loungekey.com/

• Offer can be availed on the below services through Zofeur app
  
  
  • Personal Chauffeur
  • Vehicle inspection (RTA testing fee not included)
  • Garage pick up & drop off
• Use “DIB15” promocode to avail the offer
• Maximum discount is capped at AED 20 per transaction
• Prior booking can be done maximum 30 days in advance
• Offer is applicable on inter-emirate transfers
• Offer is not valid in conjunction with any other promotion or special offer
• Offer is valid till 31/12/2024

*Zofeur Terms and Conditions Apply

Never be stranded on the road without support with our complimentary roadside assistance up to 3 times per year. One additional roadside assistance will be provided on charge of Upgrade fee.

Enjoy travel and medical coverage of up to US$500,000 on your trips while booking your tickets with your card. 

Clear your outstanding on any other banks' credit cards and save more on unnecessary charges with no documentation required. You can apply for the facility through alt Online Banking.

• 90% of the Card Limit or 100% of the available cash limit can be used
• You are entitled to multiple balance transfer transactions
• No documentation required
• Instant transfer directly to the other bank’s credit card (takes from 1 to 3 business days)
• Minimum transfer amount - AED 1,000.
• Flexible Payment plan for 12 months