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For Key Fact Sheet, click here

For Warnings, click here

0% EPP on School and University Fees!

Enjoy zero charges on school or university fees for 6 months, both locally or internationally, with Easy Installment Plans with your DIB Covered Card

  • Offer is valid on DIB Visa Covered Cards for select customers (excluding DIB Corporate Cards, Charge Cards)
  • Applies for transactions executed from 1 December 2025 until 15 January 2026
  • Minimum transaction amount of AED 1,000 required in order to convert to Easy Payment Plans (EPP)
  • Convert into Easy Payment plan via:

    • SMS "EPP" to 4224.
    • alt phone banking +97146092222 (call and request to convert into EPP).

Click here for Offer Terms and Conditions.

Click here for DIB Cards terms and Conditions.

Click here for Schedule of Charges.

Big Purchases, Small Payments

With DIB Instalment Plan, you can now convert large purchases into affordable payment plans.

  1. Spend AED 1000 or more on your DIB Covered Card (excluding charge cards) at any of the merchants of your choice.
  2. Simply log in to alt online or alt mobile to convert your purchase in to an Easy Payment Plan or alt phone banking +97146092222 and ask to convert your purchase into an instalment plan.
  3. Enjoy the convenience of paying over 6, 12, 18, 36 or 48 months.
  4. Zero early settlement charges.

 

For Easy Payment Plan (EPP) Terms and Conditions, please click here

For Cash on Card (COC) Terms and Conditions, please click here

For Full Balance Conversion (FBC) Terms and Conditions, please click here