Unlock a rewarding banking experience and fulfil your millionaire dreams with the DIB Millionaire Account.
DIB is making one person a millionaire every month. That’s not all, there is also a Tesla Model Y up for grabs every month.
Save More, Win More - Maintain the required minimum average balance and earn entries into monthly draws — because the more you save, the more rewarding your journey can become.
Your savings also support a more sustainable future, with deposits allocated to Eligible Green and Social categories under DIB’s latest Sustainable Finance Framework (SFF), giving you the confidence that your savings are connected to responsible and future-focused finance.
Open a DIB Millionaire Account and easily manage your account through DIB alt online banking, DIB alt mobile app and select DIB Branches.
| Draw Category | Prize | Monthly Winners |
|---|---|---|
| Grand Draw | Cash prize of AED 1,000,000 | 1 |
| Secondary Draw | Tesla Model Y | 1 |
| Total Winners every month | 2 | |
The first draw will be conducted on the 8th of December 2026. Thereafter, draws will be held on the 8th of each month, in the presence of Department of Economy & Tourism (DET) officials. If a draw date falls during a public holiday, the date will be revised accordingly.
Open your DIB Millionaire Account instantly through DIB alt online banking or select DIB branches.
Become a DIB customer by opening an account through DIB alt mobile app or select DIB branches.
For Banking Services Agreement (BSA), click here
For Key Facts Statement, click here
For Sharia Certificate, click here
For Warnings, click here
The DIB Millionaire Account is a Sharia-compliant savings account that allows customers to grow their savings while getting an opportunity to win monthly prizes as published on the DIB website. The account is structured under Wakala principles and is aligned with ESG (Environmental, Social & Governance) values.
Yes. The account is based on a Wakala structure, approved in line with Sharia guidelines.
New customers can apply through DIB alt mobile app or by visiting select DIB branches. Please ensure you meet the eligibility criteria and provide the required documents. Existing customers can apply via alt DIB online banking.
You will need to have the following documents to open a DIB Millionaire account.
All documents provided must be valid for a period of at least 30 days at the time of application.
Yes non-residents can open an account.
The account can be opened without any balance, however, if your average monthly balance in the account falls below AED 3,000, a monthly maintenance fee of AED 26.25 is applicable.
You qualify for prize entries by:
Entries are calculated based on your average balance for the previous month.
No. Eligibility and entries are calculated per customer. You can open only one DIB Millionaire account
Entries are calculated based on your average balance during the qualifying month. Maintaining consistent balances helps maximize eligibility.
Yes. The account generates profit under a Wakala structure, subject to performance and in line with Sharia principles.
Salary transfer is not mandatory. However, customers transferring a Salary of AED 10,000 and above will get an additional entry in to the draw. Salary credits are validated under the Bank’s standard salary transfer identification process.
If your account is closed before the prize draw date, you will not be eligible for that particular draw.
Prize draws are conducted on a monthly basis. Specific draw dates and prize details will be published on the DIB website.
Winners will be notified directly by the Bank. Prizes will be credited to the customer’s account after completion of verification and internal checks.
