Fast & Flexible Finance

Needs don’t always wait for payday, and neither should you!

Enjoy finance of up to AED 13,000 and meet your needs with ease. No long waits, no stress - instant funds when you need it, only with Flexi Salary - Salary Support Personal Finance.

Affordable

You can access funds with "0" processing fees and low fixed profit rates ranging from AED 80 to AED 200 and a one time payment,

Convenience

Enjoy the convenience of applying digitally- No long queues, no paperwork. With a minimum salary of AED 2,000, our financing solution is designed to be accessible at any time, from anywhere.

Who can apply:

Select pre-approved customers are eligible to apply for this product. Customer who have an existing salary transfer relationship with DIB may become eligible for application.

How to apply

Flexi Salary - Salary Support personal finance can be availed through any of the following channels:

DIB alt mobile app

• Login to your DIB alt mobile app
• Click on “Flexi Salary” offer under Offers tab
• Customer can also apply from the account details page
• Flexi Salary offer amount will be display as per your eligibility
• Customer can reduce the required amount from the displayed eligible amount
• Click and accept Key Fact Statement (KFS) and AECB Consent Clause
• Click Continue to see the final offer
• Accept /decline displayed final offer and review the offer details
• Click and accept the Terms and Conditions
• Verify the transaction with One Time Pin (OTP) sent to your registered mobile number and click continue
• Your Flexi Salary application has been successfully completed

DIB alt online

• Login to your DIB alt online account
• Go to “Relationship Summary and select “Finance” tab
• Click “Apply for Finance – Flexi Salary.”
• Customer can also apply from the account details page
• Flexi Salary offer amount will be display as per your eligibility
• Click and accept Key Fact Statement (KFS) and AECB Consent Clause
• Click Continue to see the final offer
• Accept /decline displayed final offer and review the offer details
• Click and accept the Terms and Conditions
• Verify the transaction with One Time Pin (OTP) sent to your registered mobile number and click continue
• Your Flexi Salary application has been successfully completed

DIB alt on WhatsApp

• Add +97146092222 to your contact list and say ‘Hi’ from your mobile number registered with DIB, click WhatsApp icon or scan QR Code
  
• You will receive a welcome message, simply hit the ‘Subscribe’ button
• Enter your CIF number or account number or last 6 digits of your covered card number
• Enter OTP and you’re subscribed to DIB alt WhatsApp
• Select and type “Flexi Salary” from the main menu
• Click the Key Fact Statement (KFS) and Terms and Conditions and reply “Understood”
• “Accept” or “Modify” the FlexiSalary offer amount and type “Proceed” to confirm
• Type “Accept” AECB Consent”
• Type ‘Confirm” to accept the offer details
• Type “Proceed
• Your Flexi Salary application has been successfully completed

ATM

• Insert your card in any DIB ATM
• Select language preference
• Enter your PIN
• Select Flexi Salary offer
• Scan DIB alt WhatsApp Banking to start your application

For FAQ’s, click here

For Offer Terms and Conditions, click here

For Key Fact Statement (Flexi Salary), click here

For Key Fact Statement (Generic), click here

For Warnings, click here