Enjoy higher expected profit rates for a limited time when you open a new DIB Al Islami Savings Account and add fresh funds to this account during the campaign period.
1New salary transfer customers are defined as customers who did not have a salary transfer to the Bank in the past 6 months prior to the campaign start date
Limited Time Campaign
1st June 2026 to 31st August 2026
For Terms and Conditions, Click here
For Warnings, Click here
The campaign is open to:
Bank staff are not eligible for this campaign
Fresh funds refer to new money brought into the new Al Islami Savings Account opened in the Bank during the campaign period that results in an increase in the customer’s Total Relationship Balance (across current, savings, and deposit accounts).
Internal transfers within DIB or movement of existing balances do not qualify as fresh funds.
If there is a
difference between the average balance growth in the Customer’s Total
Relationship Balance and the average balance growth in the average balance of
the new Al Islami Savings Account(s) opened by the Customer during the Campaign
Period, the lower of the two will be considered as long as it meets the minimum
threshold of AED 50,000 (or US
Dollar equivalent).
The discretionary expected bonus profit is calculated based on:
The incremental average balance maintained in the Al Islami Savings account during the campaign period provided there is a corresponding increase in the customer’s total relationship balance.If the average
increase in balance in Al Islami savings account is more than AED 4,000,000 (or equivalent in USD),
customers will receive the discretionary expected bonus profit amount on
amounts up to AED 4,000,000 only.
Anything over AED 4,000,000 will be
calculated at the regular expected profit rate.
The expected bonus profit rate depends on customer eligibility:
This is an additional bonus profit, over and above the standard savings account profit.
The Discretionary Bonus Amount shall be at exclusive discretion of the bank and may be more or less than the illustrations shown.
A New Salary Transfer Customer is a customer:
Salary must be credited through official UAE fund transfer channels.
The Bonus Profit will be calculated for eligible customers based on their Average Balance during the Campaign Period. Customers with minimum average balance increase of AED 50,000 will be eligible to receive bonus profit. New Salary transfer customers, with a monthly salary transfer of AED 10,000 or more, will be eligible for a discretionary expected bonus profit rate of 6.60% p.a., whereas other customers will be eligible for a discretionary expected bonus profit rate of 5.10% p.a.
Example:
New salary transfer individual with a salary of AED 15,000, increases his average balance by AED 50,000 from 2nd July till 31st August. The calculation of Bonus profit is as follows:
Start Date: 2nd July 2026 End Date: 31st August 2026
Total Number of days: 61 days
Bonus profit calculation: AED 50,000 X 6.60% X 61/365days= AED 551.51
Example:
Non- new salary transfer Individual increases average balance by AED 50,000 from 2nd July till 31st August. The calculation of Bonus profit is as follows:
Start Date: 2nd July 2026 End Date: 31st August 2026
Total Number of days: 61 days
Bonus profit calculation: AED 50,000 X 5.10% X 61/365 days = AED 426.16
The Discretionary Bonus Amount shall be at exclusive discretion of the bank and may be more or less than the illustrations shown above.
