Wajaha Private Banking

Infinite Debit Card:
Your Infinite Debit Card is packed with benefits such as a higher cash withdrawal limit of up to AED 75,000 (from DIB ATMs), a daily purchase limit of AED100,000, unlimited complimentary access to over 500 airport lounges worldwide through the Lounge Key Programme and free withdrawals at any UAE SWITCH ATMs. Your card is also accepted at across 10 million merchant outlets and for 2.3 million ATMs in more than 200 countries and territories worldwide.

Infinite Credit Card:
With a limit of up to AED 1 Million, your card guarantees privacy with VISA LoungeKey membership with unlimited complimentary access to 650 luxurious airport lounges globally for you and one guest. You can also avail of individually tailored value added services and priority processing.

Further, you are also entitled to a host of offers such as - Valet Parking (at Wajaha Private Banking Centres and at malls across the UAE and Dubai International Airport twice a month with your Infinite Credit Card), Free roadside assistance (24 hours emergency roadside assistance across the UAE, inclusive of towing, jump start, flat tyre fixing, lock-out service and fuel assistance, free unlimited off-road pull out services, free annual vehicle registration service, free automobile pick-up and drop-off for car service, free international driving license, free limousine pick-up and drop-off in case of accidents. For assistance call 8004101).

Your card also entitles you to travel insurance, covering medical expenses of up to US$ 1 million, personal liability up to US$ 500,000 and also extends to family members (cardholder, spouse and up to 5 children). Your card further entitles you to international concierge services, available 24/7 and staffed by professionals. The service is available worldwide, across 400 cities in 120 countries, free of cost (only actuals will be billed to you). The concierge number is 80004413487 or +97144097888.

List of Privileges:

1. Foreign Currency Exchange: Available at select branches, exchange all major currencies at competitive exchange rates.
2. Exclusive Wajaha centres in Abu Dhabi, Dubai, Sharjah and Al Ain.
3. Exclusive Phone Banking Centre: Your requirements will be handled by a dedicated team, available on 800DIBVIP(342847) or +97146092040 if calling from outside the UAE.
4. Lockers: Available to DIB salary account holders, enjoy 50% off on locker rental charges.
5. Relationship Manager: An experienced professional who will personally analyse your portfolio and offer the best advice regarding your personal and financial goals.

List of Privileges:

1. Wakala Deposits: Our range of Wakala Deposits take the uncertainty out of investment by offering upfront expected profit rates for secured returns.
2. Auto Finance: Along with attractive profit rates and finance tenures of up to 60 months, you will also enjoy priority processing of applications, preferential pricing, finance limits of up to AED 1.5 million, Processing Fee - 0.53% of financing amount (Min AED 520, Max AED 2,620), exclusive offers and pricing from V-KOOL along with special rates on Auto Takaful (with free AAA membership) and offers on auto dealerships services.
3. Personal Finance: finance against salary of up to AED 4 million for UAE Nationals and AED 2 million for expatriates, along with finance against investment deposits up to AED 100 million and pre-approved personal finance up to AED 1 Million or 35% of deposit value, whichever is lower.
4. Home Finance: Enjoy home financing across the emirates for up AED 50 million, comprehensive solutions covering property purchase, cash against property, financing of office space, land purchases and balance transfers from another financial institution with equity release, financing for commercial and residential properties, finance tenures of up to 25 years (residential) and 10 years (commercial), dedicated Home Finance Relationship Managers, finance limits available against salary, rental and/or business income and rates starting at 3.24% with transparent structures and no hidden step-up rates.
5. Investments: Available in either AED, USD or EUR currencies, enjoy flexible deposit tenures of 1, 3, 6, 9 or 12 months with the advantage of automatic roll-over facility. Our comprehensive portfolio of Islamic investment products is structured to offer competitive returns and risk diversification across global markets. Your investment options include structured products, investments in commodities, mutual funds, REITS and share finance. Extensive brokerage services are also offered through Dubai Islamic Financial Services (DIFS)

Click here to view Mutual Funds dashboard