Al Islami 2in1 Account
Cheque book and Profits in one account
At Dubai Islamic Bank, we believe you should be able to save while managing your day-to-day banking activities. That is why we have introduced the new Al Islami 2-in-1 Account that gives you all the benefits of both savings and current accounts. So now you can have the convenience of a regular current account while earning profits on your deposits.
Unique feature s and benefits:
- Opening balance of AED 3,000
- Available in AED
- Attractive Profit Rates*
- Profit is credited to the account on a quarterly basis
- Free Cheque Book**
- Unlimited Teller transactions***
- Free Al Islami Debit Card with daily cash withdrawal limit of AED 7,000 and daily purchase limit of AED 7,000
- The Al Islami Debit Card is accepted for purchases at over 27 million shopping outlets and for cash withdrawals at more than 1 million ATMs around the world
- Free monthly Statement of Accounts
- Free Electronic Banking Services including Phone Banking, Online Banking, ATMs and Cash/Cheque Deposit Machines
- Mobile Banking Service
- Free Utility Bill payment facility (DEWA, SEWA,FEWA)
- Free Etisalat/du bill payment facility
- Free Salik Recharge facility
- Free Account E-statement
Fees:
A maintenance fee of AED 50 per month is applicable on the Al Islami 2-in-1 Account. However, you can enjoy the benefits of this account at no cost, provided you maintain an average balance of AED10, 000 per month in your Al Islami 2-in-1 Account.
Easy Hassle-Free Documentation:
- Customer must be aged 21 Gregorian years or above
- Original valid passport with residence visa (for non-UAE nationals)
To open an Al Islami 2-in-1 Account, visit any Dubai Islamic Bank branch today or call +971 4 609 2222
Accounts maintaining the required balance will be treated as a Mudaraba account and will be eligible for profit.
*Profits will not be paid if the customer does not meet the average balance requirement criteria or makes more than two withdrawal transactions on the 2-in-1 Account per month.
**First cheque book is free, AED 20 will be charged for subsequent10-leaves cheque book.
*** First 4 transactions are free every month. All subsequent transactions will be charged AED 10 per transaction (Transactions include cash deposit/cash withdrawal/cheque withdrawal).
Conditions apply.